The Pradhan Mantri Awaas Yojana Gramin (PMAYG) was launched by the Government of India in 2016. The scheme aims to provide affordable housing to people living in rural areas of the country. In this article, we will discuss the benefits, objectives, subsidy, how to apply online, and how to check the PMAY Gramin List.

Benefits of PMAYG

The PMAYG scheme provides a number of benefits to people living in rural areas. Some of these benefits include:

  1. Affordable Housing: PMAYG provides financial assistance to build a house in rural areas, making it affordable for people who are otherwise unable to afford a home.
  2. Employment: The scheme creates employment opportunities in the rural areas as it requires the construction of homes.
  3. Sanitation: The scheme also aims to promote sanitation by providing a toilet facility in every house that is built.
  4. Women Empowerment: The scheme encourages the ownership of the house in the name of women or jointly with their husbands, which helps in women empowerment.

Objectives of PMAYG

The main objectives of PMAYG are:

  1. To provide housing to all rural households who do not own a house or have inadequate housing facilities.
  2. To promote the construction of toilets in every house to promote sanitation and reduce open defecation.
  3. To promote employment opportunities in rural areas by providing assistance for construction of houses.
  4. To provide the necessary infrastructure for the rural population to improve their quality of life.

Subsidy under PMAYG

PMAYG provides a subsidy of up to Rs. 1.20 lakh for construction of a house. The subsidy amount is transferred to the beneficiary’s bank account directly. The subsidy is available to people who are from Economically Weaker Sections (EWS), Scheduled Castes (SC), Scheduled Tribes (ST), and Other Backward Classes (OBC).

How to Apply for PMAYG Online

To apply for PMAYG online, follow the steps below:

  1. Visit the official website of PMAYG: https://pmayg.nic.in/
  2. Click on the ‘Apply Now’ button.
  3. Enter your Aadhaar number and click on ‘Submit’.
  4. Fill in the application form with all the necessary details.
  5. Upload the required documents.
  6. Click on ‘Submit’.
  7. Once you have submitted the application, you will receive a reference number.

How to Check PMAYG List Online

To download PMAYG List, follow the steps below:

  1. Visit the official website of PMAYG: https://pmayglist.in
  2. Click on the ‘Track Application’ button.
  3. Enter your reference number.
  4. Click on ‘Submit’.
  5. The status of your application will be displayed on the screen.

Conclusion

The PMAYG scheme aims to provide affordable housing to people living in rural areas of the country. The scheme provides a number of benefits, including affordable housing, employment, sanitation, and women empowerment. The subsidy under the scheme is available to people from Economically Weaker Sections (EWS), Scheduled Castes (SC), Scheduled Tribes (ST), and Other Backward Classes (OBC). To apply for the scheme or to check the status of your application, you can visit the official website of PMAYG.

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